This website known by the name of ‘BILLIONPREET’ is developed by BILLIONPREET GROWTH CONSULTANTS PRIVATE LIMITED with a registered address at A 6 Dhola Bhata, Ajmer, Rajasthan, India. The website (‘BILLIONPREET’) promotes businesses between start-ups, Franchises, and Investors within India. The objective is to act as an intermediary and match-making platform for start-ups, Franchises, and Investors to enter into various business transactions and negotiations and interact with each other for investments and business development, and business management. The terms "WE", "OUR" and "US" refer to BILLIONPREET, and the terms "YOU", "YOUR" and "USER" refer to you (the general public using this website), as a user of BILLIONPREET. The term "PERSONAL INFORMATION" means information that you will provide to us, that personally identifies you to be contacted or identified, such as your name, phone number, email address, and any other data that is tied to such information or is the source of your identification. Our practices and procedures in relation to the collection and use of personal information have been set out below, in order to ensure the safe usage of the website for you. This Privacy Policy informs you about the details regarding the collection, use, process, storage, transfer, and disclosure of your personal information. By using, visiting this website, providing your information, or availing of our services, you expressly agree to be bound by this Privacy Policy (“Policy”) and the applicable service terms and conditions. We value the trust you place in us and respect your privacy, maintaining the highest standards for secure transactions and the protection of your personal information. This Private Policy is incorporated into and subject to the Terms of Use. Terms and Conditions of the Privacy Policy: 1. Information Collection and its Usage We collect personal and financial information from you when you download, transact, or use or attempt to transact or use, register, or access links available on our website or interact with us. We may automatically track certain information about you which is relevant and necessary for providing the services requested by you on the Website. We use this information to do internal research on our users' demographics, interests, and behaviour to better understand, protect and serve our users. According to the rules and regulations of the Digital Personal Data Protection Act, 2022, we do not take or compel to submit any personal information by a user belonging to the category of 18 years of age or below, if there is such a user for our website, then it is advised to them not to submit any personal information on our website. If any user identifies themselves as falling under this category, then they can write to us for removing such personal information from our database. 2. Informal Association We ensure that the information obtained from the users will be in accordance with the site’s offerings. We might gather users' information including their name, company name, email address, phone number, postal address, and other business-related information which may include statutory business data and tax registration numbers, during sign-up and registration on the website. For quality control or training reasons, we might also record conversations and store communications between users and site representatives. Including extra information about the services. Additionally, we might collect and store the user's usage statistics, such as the user behaviour patterns, number of visits and unique visitors, browsing activities, browser software operating system, IP addresses, etc, for analysis which enables us to provide you with an enhanced experience and additional services. Once a user registers, we no longer consider them anonymous. Consequently, all the information users enter will be saved and owned to offer you the services requested and to comply with any legal obligations. The purpose of user registration and information submission is to ease the user's operations. We maintain user-supplied data for as long as it is necessary to offer services to you for any purpose for which the data may be legitimately processed or stored as required under any legislative enactments or significant laws. To provide additional services to our users, we additionally permit service partners, payment systems, and data aggregators to acquire or keep your information, particularly to verify credit limits and analysis. By evaluating transactional SMS, installed app details, queries, device location, device information, serial number, IMEI number, MNC and MCC codes, RAM storage, WIFI information, etc., regulated financial entities can capture these data points via secure integration from your desktop, mobile or other devices. Users can rectify, update or confirm the information given by logging into their accounts on the site or by sending an email request to info@billionpreet.com or contact on +91 89497 93519. Due to the verification procedure and server cache rules, the requested modifications may take some time. If you would like a copy of the information we have for porting to another device, feel free to contact us with your request at the mentioned email address. Users are also allowed to deactivate or delete their profiles or accounts on the website. We will analyse those requests on a case-by-case basis and necessary action as per the significant applicable law. In concern with this, please note that data sought to be deleted will remain in our hidden records for compliance with legislative enactments or any other lawful purposes. Thus, users are instructed to carefully analyse what information they are providing to us at the time of registration. 3. Personal Information Personal Information means and includes all information that can be linked to a specific individual or to identify any individual, such as name, age, address, mailing address, telephone number, email ID, contacts Aadhaar information including Aadhaar number or Virtual ID for e-KYC authentication with the Unique Identification Authority of India (UIDAI). PAN card number including KYC-related information and documents as mandated by relevant regulatory authorities. Bank account details including balance, transaction history, value, wallet balance, investment details and transactions, service or transaction-related communication, and part of your card details such as card number, cardholder name, card expiration date, etc. Information about your devices such as device identifier, internet bandwidth, browser, IP address, internet service provider, location, cookies, and any details that may have been voluntarily provided by the user in connection with availing any of the services on the Website. 4. Usage of Personal Information We use your personal information with your consent to provide you with services you explicitly requested, to resolve disputes, troubleshoot concerns, help promote safe services, collect money, measure consumer interest in our services, inform you about offers, products, services, updates, customize your experience, detect & protect us against error, fraud, and other criminal activity, enforce our terms and conditions, etc. We may use your personal information for the following purposes: to create your account as a user in our system and verify your identity. to facilitate the creation of and secure your user account and access privileges being offered by our website, merchants, affiliates, subsidiaries, associates, or business partners. to conduct the KYC compliance process as a mandatory prerequisite as per the requirements of various regulatory bodies, including UIDAI under the Aadhaar Act and its Regulations to validate, process, and/or share your KYC information, and nominee details with other intermediaries, Regulated Entities (REs) or AMCs, financial institutions, or with any other service providers as may be required to process payments and transactions on your behalf and your instruction, send transaction information or intimation, other emails, communications, and messages to you about the payments, transactions, your instructions or services or products availed by you on the website or third-party links on the website; to monitor and review services from time to time; customize the services to make your experience safer and easier, and conduct audits to send you administrative e-mails, messages, or notifications, such as security or support and maintenance advice and information about online and offline offers, products, services, and updates; customizing and improving your experience by marketing, presenting advertising, and offering tailored services and offers to resolve disputes; troubleshoot problems; technical support and fixing bugs; help promote a safe service to identify security breaches and attacks; investigate, prevent, and take action on illegal or suspected fraud or money laundering activities; to conduct forensic audits as part of internal or external audits or investigations by us or government agencies located within India or outside the Indian jurisdiction to meet legal obligations and resolve disputes. We ensure to take appropriate steps to minimize the processing to the possible extent, making it less intrusive to your privacy. 5. Sharing and Disclosure of Personal Information We may share or disclose your Personal Information under applicable laws and as per the terms of this Privacy Policy in the course of your transaction providing services and other instructions with different persons and entities such as merchants, affiliates, business associates, subsidiaries, business partners, service providers, legally recognized authorities, regulatory bodies, governmental and regulatory authorities, financial institutions, internal teams such as marketing, security, investigation team, etc. We may share or disclose your personal information, on a need-to-know basis, for the following reasons: For enabling the Services availed by you using the website or for running promotions, facilitating the Transactions between you and the relevant financial institution, service providers, or the merchant, as the case may be, or otherwise as requested by you; For any transaction or negotiation to proceed further, with the customer’s consent, sharing of start-ups/Franchises’ contact information to investors. For complying with applicable laws and meeting the Know Your Customer (KYC) requirements as mandated by various regulatory bodies, whose regulated service/product you opt for through our website; For the Aadhaar authentication process by submitting Aadhaar information to Central Identities Data Repository (CIDR) and National Securities Depository Limited (NSDL) For completing a payment transaction initiated by you on a merchant site, based on your instructions, the merchant requests to fetch your Personal Information from us; For verification, investigation, or prevention of frauds or to manage risks (including risk mitigation) or recover funds in accordance with applicable laws or for customer awareness and safety; To support, improve, protect, and promote our website (such as third-party analytics tools to help us measure traffic and usage trends for our website), for security, analytics, research, or sending you communications. These third parties will access your information only to perform tasks on our behalf and in compliance with this Privacy Policy; should we (or our assets) plan to merge with, or be acquired by any business entity, or re-organization, amalgamation, or restructuring of our business than with such other business entity in connection with or during the negotiation of any merger, financing, acquisition or dissolution, collaboration, transaction, or proceeding involving the sale, transfer, divestiture, or disclosure of all or a portion of our business or assets. In the event of insolvency, bankruptcy, or receivership, your information may also be transferred as a business asset. We may disclose your information to third parties if we determine that such disclosure is reasonably necessary to: (a) comply with the laws; (b) if required to do so by law or any government or regulatory authority, where in good faith we believe that such disclosure is permissible under law or is necessary to respond to court orders or any other legal processes; (c) prevent fraud or abuse of our name, brands, trademarks, or such other rights belonging to us or our other users; or (d) protect our rights. While your information is shared with the third parties set out in this Policy, the use and processing of your personal information are governed by their respective policies. We ensure strict privacy protection obligations of your information imposed on these third parties, wherever applicable and to the extent possible. However, we do not accept any responsibility or liability for the usage of your personal information by these third parties or their policies. 6. Storage and Retention of Personal Information We will retain your personal information for a period no longer than we need it or are required to retain it in accordance with the applicable laws. We may store, process, and transmit your personal information in locations in India. By registering for and using our website, you assent to the transfer of information to any part of India in which we, our affiliates, or service providers maintain facilities and the use and disclosure of information about you thereto as described in this Privacy Policy. Once the Personal Information has reached its retention period, it shall be deleted in compliance with applicable laws. Data Collection of Children We greatly believe in preserving children's privacy. By this principle, we do not knowingly collect or store personally identifiable information from anyone under the age of 18 on our website. No portion of our website is intended for those under the age of 18. If you are under the age of 18, you are not permitted to use or access the services in any way at any time. Upon discovering that we have obtained Personally Identifiable Information from children under the age of 18 without verification of parental permission, we will take the necessary actions to remove this information. If we discover that a user is under the age of 18, we will remove their account and any associated information as quickly as possible as soon as such information is highlighted in front of us. If you suspect we should have information from or about a child under the age of 18, please contact us at info@billionpreet.com or +91 89497 93519. 7. Security Practices We intend to protect your personal information and maintain its secrecy as confirmed by you. We implement reasonable physical, administrative, and technical safeguards to help us protect your personal information from unauthorized access, use, and disclosure. Moreover, you are responsible for maintaining the secrecy of your login credentials, unique password, and account information, and for controlling access to emails and messages between you and us, at all times. We are not responsible for any third-party functionality, privacy, or security policies that you are bound by. Please do your part to help us and never share your login id, password, and OTP details with anybody. 8. Cookies Cookies are files with a small amount of information stored by a web server on a web browser which may include an anonymous unique identifier. We use cookies to collect information and track technology depending on the features offered. No personal information will be collected via cookies and other tracking technology; however, if you previously provided personally identifiable information, cookies may be tied to such information. Aggregate cookies and tracking information may be shared with third parties. We do not directly share the information stored in its database with such third parties. In case of any loss or damage to investors/start-ups/Franchises due to the use of cookies, We are not liable to pay any such loss or damage, or compensation. 9. Consent We process your Personal Information with consent. By using our website or services and/or by providing your Personal Information, you consent to the processing of your Personal Information by us in accordance with this Privacy Policy. If you disclose to us any Personal Information relating to other people, you represent that you have the authority to do so and permit us to use the information in accordance with this Privacy Policy. 10. Modifications to this Privacy Policy Our Privacy Policy is subject to change from time to time without notice. We may change, modify, or add to this Privacy Policy at our sole discretion, at any time without providing prior notice to you. It is strongly recommended that you periodically review our Privacy Policy and keep yourself updated with any changes or modifications made herein as available on the Website. You shall be deemed to have accepted our changed, revised, or modified Privacy Policy if you continue to use our website or avail of our Services post changes, revision, or modification in this policy, and the last changed, revised, or modified Privacy Policy shall apply to you. 11. Applicable Law This Privacy Policy between you and us will be governed by and construed in accordance with the laws of India as applied to agreements made, entered into, and performed entirely in India, notwithstanding your actual place of residence. The Users agree that any legal action or proceedings arising out of their use may be brought exclusively in the competent courts/ tribunals having jurisdiction in Rajasthan in India and irrevocably submit themselves to the jurisdiction of such courts/tribunals. 12. Contact Us In case you need any clarifications regarding the processing of your Personal Information or this Privacy Policy, please do not hesitate to contact us at info@billionpreet.com or via the contact number +91 89497 93519 It is to be noted that this Privacy Policy is only available in the English language.