INTRODUCTION
Encumbrance certificate (EC) is the important document and this assures the property that the property is free of the monetary and all the legal liabilities and the Encumbrance certificate is the evidence of that the property is sold with the clear title along with the transferred of the ownership of the land through the litigation process. This Encumbrance Certificate contains all the financial transactions and legal transactions for a particular period of a time which is made for the concern of that property. In Andhra Pradesh the Encumbrance Certificate is issued by the registration and stamp department of the state.
WHAT IS THE IMPORTANCE OF THE ENCUMBRANCE CERTIFICATE?
Encumbrance Certificate furnished the information related to the property that the property is not mortgaged already or not for taking the loan on that particular land.
Encumbrance Certificate is the document which is considered as evidence of the ownership title of the property transferring. If the property of the tax is not paid for more than 3 years in that case the Encumbrance Certificate is needed for production in front of the village offices and the panchayat offices for updating the records of the land tax.
Encumbrance Certificate is also important for the withdrawal of the PF of the property purchase and the construction of the houses.
DETAILS MENTIONED IN THE ENCUMBRANCE CERTIFICATE
The name of the property owner mentioned in the Encumbrance Certificate.
The Encumbrance Certificate contains the details of the property.
The Encumbrance Certificate provides the complete description of the property which is recorded in the sale deeds.
The Encumbrance Certificate contains the transactions related to the property and they are mentioned in the chronological order.
The Encumbrance Certificate contains the details of the loan if on the land the loan is taken then the Encumbrance Certificate contains the details of the mortgaged.
The Encumbrance Certificate contains the details of the gifted deeds on the gift settlement.
The release deeds details are also available if any one of the partners released his/her share from the mutually purchased property by them.
WHAT THE FEE FOR ENCUMBRANCE CERTIFICATE AND THE PROCESSING TIME?
The fee of the Encumbrance Certificate is varied according to the years of the age of the persons. The fee for the persons who belong up to the age of 30 years, they all should pay the fee for the Encumbrance Certificate is Rs. 200/- only. The persons who belong more than 30 years of age, they all should pay the fee for the Encumbrance Certificate is Rs. 500/- only. The processing time of the Encumbrance Certificate in Andhra Pradesh is one day. Means the certificate was prepared within a day in Andhra Pradesh.
HOW TO KNOW THE ENCUMBRANCE CERTIFICATE ONLINE OF YOUR LAND?
Search the Encumbrance Certificate online by using the online portal of the Andhra Pradesh Registration.
Note: The online electric Encumbrance Certificate is available only for the transaction of the after the date of the 01/01/1983 only. Before the date of the 01/01/1983 the electric Encumbrance Certificate is not available for that the persons or applicants need to go to the SRO office.
The online electric Encumbrance Certificate available if you have the document number, or memo number. For searching the online Encumbrance Certificate, you need to visit the Andhra Pradesh IGRS page and click on the Encumbrance Certificate option and after reading the all guidelines click on the submit option.
IF YOU CHOOSE THE ENCUMBRANCE CERTIFICATE NONE OPTION ONLINE
If you choose this option the page will redirect you on the next page in which you need to fill in the necessary details.
District
Name
Details of Building
Details of the site or agriculture land
Details of the Boundary
SRO
After filling the necessary details fill the captcha code and submit. The electric Encumbrance Certificate statement will be generated/displayed.
IF YOU APPLY FOR THE ENCUMBRANCE CERTIFICATE THROUGH THE MEESEVA FRANCHISE
The person needs to visit the nearest meeseva franchise office.
The applicants/persons need to fill the all-necessary details for the Encumbrance Certificate in the prescribed manner. Like the details of the document, registration year and SRO name of the concern area. And also need to mention the mode of delivery.
Pay the reliable fee to the meeseva operator for the Encumbrance Certificate.
The request process of the Encumbrance Certificate through the registration department of Andhra Pradesh. The persons/applicants should get the status of their application through the SMS on their registered mobile number.
The process of the Encumbrance Certificate is verified by the concerned authority of the Andhra Pradesh i.e., SRO after the successful verification by the SRO, the file in the hand of the sub registrar officer and now the officer approves the request of the Encumbrance Certificate.
If the request of the applicants/persons is accepted then the applicants/persons get the SMS of the approved request on their registered mobile number.
Once the SRO approves the request of the persons/applicants for the Encumbrance Certificate, then the Encumbrance Certificate will be dispatched by the courier from the franchisee office of the meeseva to the delivery address of the persons/applicants.
If the persons/applicants mentioned the delivery manually then the person’s/applicants should go to the franchisee office to collect their Encumbrance Certificate.
REGISTRATION OR APPLY THROUGH THE IGRS ONLINE PORTAL
The IGRS is the official webpage of the Andhra Pradesh registration and stamp department. Select this option and this page redirects you on the next page. If the person/applicant is not a member of IGRS, then he/she should need to register on the portal first. For the registration the applicants/persons should need to enter the details which are as: –
Name
Password
Mobile Number
Aadhaar Number
User ID
Address
After the registration the user or the persons/applicants get/receive the credential on their registered mobile number. By using these credentials, the persons/applicants are able to login on the portal.
After login by the applicants/persons from the public services online portal and select the Encumbrance Certificate option. After selecting this option, the new page is open in which you need to fill the details such as: –
Document Number
Registration Number
SRO Name or Code
After that the details of the Property shown on the page, click on the next button choose the signed or unsigned option of Encumbrance Certificate. After selecting the unsigned option, the new page is open. After that click on the option ‘select all’ which is mentioned on the left side of the page.
After completing all the necessary procedures for the Encumbrance Certificate, the persons/applicants are able to download their Encumbrance Certificate.
Note: – If the applicants/persons choose the signed option then he/she directly get the OTP on their registered mobile number and the persons/applicants can directly download their Encumbrance Certificate by clicking the link Download.
CONCLUSION
The above as we talked about the process, importance, various portals by using we registered or applied for the Encumbrance Certificate in Andhra Pradesh. Encumbrance Certificate is the legal document used in Andhra Pradesh for the purpose of taking loan searching the legally or illegally registered property.
